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The Mitsubishi Pajero Owners Club®
The Mitsubishi Pajero, Shogun, Montero, Challenger, Raider and EVO 4x4 Owner's Club
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Simon_W
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Joined: 21 May 2013
Posts: 4881
Location: Watford
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 Posted: Wed Apr 09, 2014 15:24 Post subject: Thumbs up for Adrian Flux |
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Adrian Flux gets an excellent rating from me! 
My renewal premium is a 40% reduction from last year, which was already very competitive.  |
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| Posted: Wed Apr 09, 2014 15:24 Post subject: Google Ads keep the POCUK free to join! |
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davembp
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Age: 59
Zodiac: 
Joined: 19 Nov 2006
Posts: 2187
Location: chesterfield
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| Posted: Wed Apr 09, 2014 16:48 Post subject: |
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They came out same as last year, I said that is no good cos the cost should of come down, they would not budge so I left and got it £ 97 cheaper
overall. |
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venn105
LifeTime Member
Age: 49
Zodiac: 
Joined: 15 May 2008
Posts: 13103
Location: Lancashire
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| Posted: Wed Apr 09, 2014 16:52 Post subject: |
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Well a refreshing change tbh as i have nothing positive to say about them,maybe they have got their act together or you got lucky,either way made up you got a good deal and thats what matters  |
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Rob546454
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Age: 33
Zodiac: 
Joined: 29 Nov 2012
Posts: 1111
Location: West Yorkshire
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| Posted: Wed Apr 09, 2014 17:09 Post subject: |
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| Mine went up from £800 last year to £2000 this year because I had a fire claim. I know it was going to go up but that is stupid for a limited mileage policy. |
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Simon_W
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Joined: 21 May 2013
Posts: 4881
Location: Watford
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| Posted: Wed Apr 09, 2014 17:16 Post subject: |
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| venn105 wrote: |
| Well a refreshing change tbh as i have nothing positive to say about them,maybe they have got their act together or you got lucky,either way made up you got a good deal and thats what matters |
Or maybe it's the benefit of advancing years! I have an increasingly small window between now and the time when I will be considered a bad risk again........ |
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venn105
LifeTime Member
Age: 49
Zodiac:
Joined: 15 May 2008
Posts: 13103
Location: Lancashire
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| Posted: Wed Apr 09, 2014 19:13 Post subject: |
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I was with flux for............well at least 11 maybe 12yrs,then they stung me,back in the day they were good,grew too big,now customer service is shocking.Peeps wont know till a claim happens,then true colours show..........till then its happy days for some,cheap quotes etc etc.
My ins was 160 a year fully comp,around 12yrs ncb,then false claim at 0.5mph ,no damage,guilty to proved innocent (there words not mine) so have own laws too 
Then quoted 1900 hence no more flux.........lost my ncb down to 2yrs as max is 5 or 6 taken into account ,everyone's 10 or 20yrs is just bonus.......... so you loose 4ncb as flux allows 6ncb,down to 2,start again 460 with sureterm,then after 2yrs a silly quote and never said they were stopping 4x4 ins,went with lancaster who told me they are a sister company of sureterm all same  poor communication,just bad business,but they get away with it................and still are doing |
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Simon_W
*******
Joined: 21 May 2013
Posts: 4881
Location: Watford
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| Posted: Wed Apr 09, 2014 20:03 Post subject: |
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| venn105 wrote: |
I was with flux for............well at least 11 maybe 12yrs,then they stung me,back in the day they were good,grew too big,now customer service is shocking.Peeps wont know till a claim happens,then true colours show..........till then its happy days for some,cheap quotes etc etc.
My ins was 160 a year fully comp,around 12yrs ncb,then false claim at 0.5mph ,no damage,guilty to proved innocent (there words not mine) so have own laws too
Then quoted 1900 hence no more flux.........lost my ncb down to 2yrs as max is 5 or 6 taken into account ,everyone's 10 or 20yrs is just bonus.......... so you loose 4ncb as flux allows 6ncb,down to 2,start again 460 with sureterm,then after 2yrs a silly quote and never said they were stopping 4x4 ins,went with lancaster who told me they are a sister company of sureterm all same poor communication,just bad business,but they get away with it................and still are doing |
I have to say that I've found Flux's customer service good so far. Everything has been handled promptly and efficiently. Don't forget it's not the insurance brokers who can sting you, but the insurers themselves. Likewise with claims handling. The brokers are just the middlemen.
Insurers are entirely illogical. Today I received quotes ranging from £240 to £1700+ per annum. How can different insurers take such divergent views of the same risk? Ridiculous. 
Your experience of the premium jumping up so much after a false claim makes a very good case for dashcams. So in line with your reputation for helping others spend their money, I will now have to get one. Or more. |
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venn105
LifeTime Member
Age: 49
Zodiac:
Joined: 15 May 2008
Posts: 13103
Location: Lancashire
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| Posted: Wed Apr 09, 2014 20:11 Post subject: |
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 well see if flux recommend one,may end up paying for it and get discount,so works out free or not far off.
Would stay away from chinas £15 finest,look towards the 50-80 market.Decent sd card,over writes anyway after X hours and has movement sensors,so recorded when moving etc(sure it wont stop as soon as you do but maybe after so many minutes)
Just some thoughts |
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Simon_W
*******
Joined: 21 May 2013
Posts: 4881
Location: Watford
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| Posted: Wed Apr 09, 2014 20:30 Post subject: |
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| venn105 wrote: |
| Would stay away from chinas £15 finest,look towards the 50-80 market.Decent sd card,over writes anyway after X hours and has movement sensors,so recorded when moving etc(sure it wont stop as soon as you do but maybe after so many minutes) |
I agree. What I am looking for is all of the above with internal front and external rear cameras (because my Challenger has a very dark rear window). It would be handy if it also doubled as a reversing camera. Even better if I could get extra cameras and a mount so that I could transfer it to my other car.
I don't want to end up paying £80 for £15's worth of China's finest! 
All recommendations gratefully received. |
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